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Home Equity Line of Credit

Use your home’s equity to improve your home or fund major life events

Whether it’s home renovations, repairs, a big event, a new baby, or a dream vacation, your home equity can cover the costs.

Home Equity Line of Credit

If flexibility is what you need, HomeTrust Bank’s Home Equity Line of Credit may be the best option. This loan uses your home’s equity as collateral, but is a revolving line of credit so you can access your money at any time and re-borrow up to your limit. You can borrow up to 85% of your home’s value. These loans include:

  • Low rates
  • Expedited approval process
  • Low closing costs for qualified borrowers1
  • Low origination fees1

Use your HELOC to consolidate bills with lower interest rates, remodel, take a dream vacation or celebrate a special event.

Start Today

Ready to talk with a lender? Fill out the form below and a HomeTrust Bank lender will get back to you within one business day. Prefer meeting at a branch? Find the location nearest you.


  1. Subject to credit approval. Contact a HomeTrust Banker today for more details and program information.