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Personal Credit Cards

What do you want most from your credit card? Now you have a choice. Whatever your needs, we have a credit card that’s right for you! All of our credit card products1 come with a variety of important features including EMV smart chip technology, mobile purchasing capabilities, and much more!

Save With a Longer Intro Rate


Visa® Platinum Card

  • Extended introductory rate
  • Save on interest and pay down your other credit card balances faster

Earn Valuable Rewards

Visa® Bonus Rewards Card

  • Earn 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month
  • $25 cash back2 after your first purchase


Cash Rewards American Express® Card

  • Earn up to 3% cash back on gas
  • 2% cash back at supermarkets
  • 1% on all other eligible net purchases
  • $25 cash back2 after your first purchase

Build Your Credit3

Visa® Secured Card

  • Flexible credit lines based on security deposit and a low annual fee
  • For someone starting a credit history or for someone who has been turned down for a credit card

  1. The creditor, issuer and service provider of these credit cards is Elan Financial Services, not HomeTrust Bank, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express. Credit card products are subject to credit approval by Elan Financial Services.
  2. Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
  3. Late payments and going over the credit limit may damage your credit history.
  4. For more information, please refer to our Privacy Statement.