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MONEY MARKETS

Money Markets

As part of an investment strategy, it is good to keep a portion of your funds in a daily access account that offers competitive rates so that your money works for you.

Important Update to All Savings and Money Market Accounts

Effective April 29, 2020, HomeTrust Bank has suspended the limitation on savings and money market transactions in line with the Federal Reserve Board’s recent ruling in response to COVID-19. Previously, federal regulation capped certain savings and money market transfers and withdrawals at six per statement cycle. Savings and money market transactions will remain unlimited until the Federal Reserve Board issues additional guidance clarifying whether or not this change will become permanent. Please return to this page for updates or further changes.

Money Market Account

Our Money Market Account is an excellent account to start your investment portfolio, since it gives you instant access, market rates, and insured safety.

  • $1,000 minimum to open
  • $1,000 minimum daily balance to earn Money Market rates
  • No monthly service fees
  • Unlimited withdrawals in person
  • Free checks

Gold Money Market Account

If you typically keep a higher balance in a daily access account, our Gold Money Market Account is an excellent choice. Open your account with an initial investment of $2,500. Make deposits as often as you like. And as your balance grows, so does your interest rate.

  • Unlimited withdrawals in person
  • Free checks
  • $2,500 minimum daily balance to earn Money Market rates

Select Money Market

With an initial investment of $5,000 you can earn higher interest rates with our Select Money Market Account. Available for a limited time.

  • Unlimited withdrawals in person
  • $5,000 minimum daily balance required to earn Money Market rates and avoid $10 monthly fee
  • Free checks

Select Plus Money Market

Our Select Plus Money Market Account rewards you with a higher interest rate when you have a HomeTrust checking account with an automatic withdrawal or Direct Deposit.

  • Initial investment of $5,000
  • Unlimited withdrawals in person
  • $5,000 minimum daily balance required to earn Money Market rates and avoid $10 monthly fee
  • Free checks

 

Account openings subject to bank approval.