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HomeTrust At Work

You work hard. You want a banking relationship that works hard for you, too. You may be eligible to participate in the HomeTrust At Work Program. It provides an exclusive suite of financial products, benefits and services that will help you achieve your financial goals.

A checking account that works for you

  • $10 credit1 to account after first Direct Deposit posts
  • $25 credit1 to account when debit card is used 10 times in the first 60 days
  • No HomeTrust foreign ATM fees2
  • Five (5) free non-HomeTrust Bank ATM transactions per calendar month
  • Free basic checks for the life of the account
  • Benefits on auto loans, and home equity
  • Save for short-term or long-term goals with the HomeTrust at Work Savings account

FREE, convenient money management tools

  • Online Banking with optional Bill Pay3
  • Visa® Debit Card4 with EMV Chip Technology, which offers added security
  • Direct Deposit
  • Mobile Banking with Mobile Deposit5
  • Text and email alerts5
  • eStatements
  • Overdraft transfer for accounts tied to a Home Equity Line of Credit6
  • 24 hour Telephone Banking
  • Unlimited use of HomeTrust Bank ATMs

Plus, you will get a $5 cash reward7 deposited into your account each statement cycle during which you make at least 10 signature debit card transactions!

Loan Benefits

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Auto Loans

  • 0.25% discount on a HomeTrust auto loan9

We offer loan amounts and terms that will meet your budgeting needs. Whether you are purchasing an automobile from a private party or a dealership we can have financing available for you before you sign the contract. We may also be able to lower your monthly payment.

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Home Equity

  • Preferred rates on home equity lines10

Use your own home’s equity as collateral to set up a line of credit that’s there when you need it. You can borrow up to 85% of your home’s value to use for consolidating bills, remodeling or special life events.

Take Advantage of HomeTrust At Work




Balance tiers for deposit accounts to earn interest
Balance Tiers
Personal Checking Account Minimum to Open11 $0-$999 $1,000-$2,499 $2,500-$9,999 $10,000+
HomeTrust At Work Minimum to Open$100 $0-$999


Fees may reduce earnings. Annual Percentage Yields (APY) are effective as of December 9, 2019 and are subject to change after account opening.

Account openings are subject to bank approval. For other fees applicable to your account, please view our Fee Schedule. For additional terms and conditions, please view our Deposit Account Agreement and Online Banking Agreement.

  1. $10 and $25 bonuses will be directly deposited into qualifying account within 90 days of required activity. Transactions must post and settle to qualify. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government of at least $50. Offer applicable to HomeTrust At Work checking accounts only. No minimum balance required to obtain the bonus. However, $100 is required to open the account. Offer applies to new customer accounts only. Offer not available to customers who have closed an account within the past 90 days. Offer may be withdrawn at any time. One offer per household. Payments subject to IRS reporting requirements.
  2. ATM owner may charge a fee.
  3. Internet Service Provider fees may apply.
  4. Fees may be incurred when using the card at non-HomeTrust Bank ATMs and when transactions would result in overdraft activity.
  5. Third party standard messaging and data rates may apply. Deposits may not be available for immediate withdrawal.
  6. Advances are subject to the charges specified in the terms and conditions governing your HELOC.
  7. A $5 cash reward will be credited to your account on the last day of each monthly statement cycle in which 10 or more signature debit card transactions have posted and settled. Maximum of $60 cash rewards per calendar year. No minimum account balance required to earn monthly $5 cash reward. However, $100 is required to open the account. Monthly $5 reward program may be discontinued at any time without notice. Payments subject to IRS tax reporting requirements.
  8. Discount applies to HomeTrust Bank personal mortgage closed within 24 months of account opening and excludes Home Equity Lines of Credit. One coupon per household. 
  9. Discount applies when auto loan payment is automatically drafted from HomeTrust At Work checking account.
  10. Subject to credit approval. Contact a HomeTrust Bank Loan Officer today for more details and program information. HomeTrust At Work checking account required to receive preferred rate. Preferred rate applies when home equity loan payment is automatically drafted from HomeTrust At Work checking account. Offer applies to new home equity lines of credit only and cannot be combined with other promotions.
  11. Minimum deposit of $100 required to open account. Initial deposit requirement waived with enrollment in direct deposit at account opening.