HomeTrust Bank’s mortgage calculator helps you make better mortgage decisions
With this mortgage calculator, compare rates and monthly payments for a variety of mortgage loan options. Our calculator loads our current rates for you—an added convenience that many calculators don’t provide.
|Loan Type||Rate||APR||Monthly Payment||As of|
|30 Year Fixed||Rate 5.000||APR 5.026||Monthly Payment||As of September 20, 2018|
|15 Year Fixed||Rate 4.500||APR 4.545||Monthly Payment||As of September 20, 2018|
|10 Year Fixed||Rate 4.500||APR 4.564||Monthly Payment||As of September 20, 2018|
|5/1 ARM||Rate 4.875||APR 5.058||Monthly Payment||As of September 20, 2018|
|7/1 ARM||Rate 4.875||APR 5.028||Monthly Payment||As of September 20, 2018|
|10/1 ARM||Rate 5.000||APR 5.071||Monthly Payment||As of September 20, 2018|
The advertised rates listed are based on the following assumptions: loan amount of $250,000 with a down payment of 20% for a single-family, owner-occupied primary residence. Pricing is based on 0% discount points. Monthly payments do not include taxes and insurance – actual obligation may be higher.
Annual Percentage Rate and terms subject to credit approval. Rates may be higher depending on individual circumstances including credit score, loan-to-value ratio and requested loan amount. ARM loans are variable rate loans; interest rates and payments may increase after loan origination. Click on the monthly payment for more details.
Make an informed decision
When you are considering buying or refinancing a home, the more information you have, the better decisions you can make. Knowing your monthly payment before you secure a loan helps you decide whether or not to proceed with the loan. If you are confident you can manage the payments, knowing your primary loan amount lets you create a budget, pay off debt as needed before you get a loan, and assess your financial situation in terms of future purchases. This includes items you may need after you buy or refinance a home.
That’s why HomeTrust Bank provides this handy mortgage payment calculator. This home loan calculator illustrates what you will pay using various fixed-rate or adjustable-rate types of loans.
Looking for more calculators? Find payment amortization, rent vs own, refinance break-even, and many other calculators on our additional calculators page.
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