Fire truck parked in a fire station.

UNITED
FINANCIAL

Meet the Team

The team at United Financial, a division of HomeTrust Bank, has more than 80 years of combined experience working with municipal governments and agencies in North Carolina, South Carolina, Tennessee, and Virginia. Find out more about our municipal finance team and get started today.

John M. Tench

John M. Tench

Senior Vice President, Municipal Finance

Municipal clients call us for a variety of reasons. Often they are excited about purchasing new apparatus or equipment, constructing a new building, or expanding an existing facility. Supporting their vision to better serve their communities is the driving force behind what we do. 

I strive to create solutions where the customer is at the center of the transaction. By listening to what the client wants to achieve, we distinguish ourselves from other financial providers.

CLIENT FOCUS:

I enjoy serving volunteer fire departments, local and state government, as well as first responders by providing custom tailored finance plans that meet their needs for today as well as into the future.

EXPERIENCE:

35 years of lending experience.

EDUCATION:

B.A. from Grove City College. Graduate of the Banking School of the South @ LSU

AFFILIATIONS:

Haywood Chamber of Commerce, Executive Board Member (Past Chairman) & Chairman of the Legislative Committee.

Haywood County Economic Development Commission, Executive Board Member, Chairman of the Investor Relations Committee

The United Way of Haywood County, Board Member (Past Chairman)

The Mountain Discovery Charter School, Board Member

Cheryl Burleson

Cheryl Burleson

Municipal Finance Specialist

I take great pride in working for our customers, the volunteers and professionals who serve our communities so diligently.  It is my goal to build long lasting relationships by understanding my customer’s specific needs and deliver excellent customer service.

EXPERIENCE:

25 years in finance and banking

EDUCATION:

Houghton College, BS: Business Administration/Communications

AFFILIATIONS:

Arden Presbyterian Church