Fire truck parked in a fire station.


About United Financial

United Financial LogoUnited Financial, a division of HomeTrust Bank, has been serving our communities since 1990. Since that time, we have been originating and underwriting secured capital asset transactions for municipal governments and agencies that operate on behalf of government in North Carolina, South Carolina, Tennessee, and Virginia.

Providing customized individual finance structures for each transaction, our team designs the finance to fit the budgetary constraints of the client. With the increasing demand for services, many municipalities and public agencies have embraced municipal finance as an alternative means of acquiring needed equipment, real property, and facilities construction or upgrade.

We have provided our clients with hundreds of millions of dollars in funding. Each transaction that we originate and underwrite is funded by HomeTrust Bank and maintained in the Bank’s loan portfolio. This enables us to provide a significant source of funding for our municipal clients. We utilize a standard set of municipal documents that are accepted and recognized within the municipal finance industry, enabling us to provide sound and secure finance transactions for all involved.