Fire truck parked in a fire station.


United Financial Municipal Finance

United Financial - Municipal Finance LogoThe team at United Financial, a division of HomeTrust Bank, has more than 80 years of combined experience working with municipal governments and agencies in North Carolina, South Carolina, Tennessee, and Virginia.

We offer municipal finance options covering an array of items and properties, tailored to the needs of each individual client.

  • 100% financing available
  • Fully customizable payment plans
  • Personal service with knowledgeable professionals

Each loan we provide is funded by the bank and maintained in the bank’s loan portfolio. As a result, we have a significant source of funding for our clients.

Fire truck

Fire Service

The increasing need for apparatus, equipment and technology upgrades has prompted us to offer departments specialized programs to acquire new, custom and refurbished fire apparatus.

We also finance new construction, remodeling and offer refinance of stations and facilities.

Ambulance with sirens on.

First Responders

We offer police, sheriffs’ departments, rescue squads, and other first response organizations a full range of emergency, maintenance, and service vehicles, as well as equipment and structures.

Fire trucks parked inside a fire station.

Governmental Finance

Our financing can be used to complement traditional bond financing. We offer specialized governmental programs providing a full range of maintenance and service vehicles, equipment and structures.

Man's hand working on a calculator.

About United Financial

United Financial provides creative, client-based products and services tailored to meet the needs of municipal government and agencies that operate on their behalf.