Business meeting discussing company success

HELPING YOU GROW
YOUR BUSINESS

Small Business Lenders

Christopher McFatter

Christopher McFatter

Director of SBA Lending

As a Commercial Banker, I enjoy creating value for my customers by being able to offer viable options and solutions for their financial needs. With a background as a Credit Analyst, I can quickly assess a financial picture and advocate the relationship appropriately. I enjoy creating a relationship, and taking the burden out of banking so my clients don’t have to worry.

CLIENT FOCUS:

Small Business Administration (SBA 7(a), 504), USDA Business & Industrial, Commercial Real Estate and C&I lending primarily in the Southeast.

EXPERIENCE:

13 years of banking experience as a Commercial Banker, Commercial Credit Analyst, and Residential Loan Officer.

EDUCATION:

Bachelor of Arts in Monetary Economics and Finance from the University of North Carolina at Asheville.

AFFILIATIONS:
  • Christ Community Church
  • Camp Diversity Foundation (Treasurer)
Joe Diggs

Joe Diggs

SBA Lending Sales Manager

Leadership and service starts with being in the people business.  Sell the problem you solve, not the product.

CLIENT FOCUS:
  • Businesses that generate $500,000 – $25,000,000 in annual revenues that are eligible to borrow funds in compliance with U.S. Small Business Administration standards.
  • Financing small businesses with lending capabilities ranging from $350,000 – $5,000,000 for the following uses of capital: franchise lending, merger & acquisition, partner buyout, owner-occupied commercial real estate, construction, working capital, equipment finance, start-up funding, business growth/expansion, leasehold improvements or debt consolidation.
EXPERIENCE:
  • 30-year financial services background within the commercial lending, commercial real estate, credit risk, capital markets & federal regulatory sectors. Professional career encompasses formal credit training, comprehensive lending, loan structuring, risk management, underwriting, and loan review expertise.  Recognized for creating & heading business units, superior credit skills, establishing policy and underwriting platforms – career shows an ascending trend of increased levels of responsibility, sound decision-making and judgment that implements best practice, acute business acumen and internal controls. Other superlatives include business unit head, executive committee membership, credit approval authority, regulatory examiner, business development & driving profitability for publicly-traded and private companies.
EDUCATION:
  • John F. Kennedy Special Warfare College, Special Operations, Ft. Bragg, NC
  • Sellinger School of Business at Loyola University, MBA – Finance
  • B.S. Business Administration & Accounting, Strayer University
AFFILIATIONS:
  • U.S. Army Reserves, Staff Sergeant, Special Operations Forces, Civil Affairs & Military Intelligence
  • Queens University, Charlotte, NC – Guest Lecturer
  • USA Boxing – Ringside 2012 Lt. Heavyweight Champion
  • 9Round Fitness – Franchise Owner & Operator
REPRESENTATIVE TRANSACTIONS:
  • SBA 7(a) Lending – +$100MM originated, financed and sold
  • Commercial Mortgage Backed Securities – +$500MM securitized
  • Commercial Real Estate Finance & Construction Lending – $5B portfolio origination
Gaurang “Greg” Gala

Gaurang “Greg” Gala

SBA Relationship Manager

I enjoy helping entrepreneurs achieve the American dream by providing them access to credit and helping them navigate the hurdles involved in owning their own small business. With my background as an entrepreneur who has taken a SBA loan himself, I can share my expertise and understand the borrowers’ needs significantly better. My experience makes sure any issues are addressed to make the loan process as smooth and simple as possible.

CLIENT FOCUS:

Small Business Administration (SBA 7(a), 504), USDA Business & Industrial, Commercial Real Estate and C&I lending primarily in the Southeast.

EXPERIENCE:

9 years of entrepreneurial experience building and running a small business. Over the past 4 years have been both a SBA Loan Broker and SBA Banker helping clients achieve their goal of business ownership.

EDUCATION:

University of North Carolina – Chapel Hill Class of 2006 with a B.A. in Economics.

AFFILIATIONS:
  • HSNC Temple of Morrisville
  • BAPS Swaminarayan Temple of Morrisville
  • Member of Triangle Indian Physicians Society
  • Member of Triangle Gujurati Association
Jennifer P. King

Jennifer P. King

SBA Relationship Manager

Throughout my banking career, I have been committed to providing small businesses with the capital they need to start, grow or expand.  Understanding a business owners needs and providing them with solutions is what I love about SBA Lending. Guiding a client thru the sometime complex SBA process and watching that business grow and thrive as a result is one my favorite parts of what I do.

CLIENT FOCUS:

SBA Lender providing financing solutions to business owners throughout the eastern half of the U.S and nationwide as of July 2018, with loan amounts ranging from $300,000 to $5,000,000.

EXPERIENCE:

20 years of banking experience with more than 10 years of SBA experience

EDUCATION:

Montreat College, School of Professional & Adult Studies – Associate of Science, Business Administration

Mount Olive College at RTP- BS, Management and Organizational Development

Ajaz Siddiqi

Ajaz Siddiqi

SBA Relationship Manager

My clients are my business partners. I work with each to understand their needs and goals, and provide them proactive financial solutions that help them succeed. I am a bridge between bank and client to overcome any obstacles to achieve and obtain financial goals.  

CLIENT FOCUS:

Small Business Administration (SBA 7(a), 504), USDA Business & Industrial, Commercial Real Estate, and C&I lending Nationwide.

EXPERIENCE:

31 years of banking experience as a Commercial Banker, SBA, and Retail banking.

EDUCATION:

Bachelors of Science, in Finance from the George Mason University at Fairfax, VA.

AFFILIATIONS:
  • Shirley Gate Community Center
  • Indian American Association, DC
  • Pak American Foundation
  • Lorton Community Center
REPRESENTATIVE TRANSACTIONS:
  • Flagged Hotels
  • Car Wash
  • Gas Stations
  • Assisted Living Facilities
  • Business Acquisitions
  • Partner Buyouts
  • Start-Ups
  • Franchises
  • Rent Replacement
  • Refinance