EQUIPMENT
FINANCE

Equipment Finance Lenders

The HomeTrust Bank Equipment Finance team includes a group of experienced professionals who have a proven track record of working with commercial customers to meet their financing needs. We offer reliable, effective equipment finance solutions and deliver real value by providing innovative financing products customized to each company’s specific requirements. Our Equipment Finance personnel are committed to providing our customers with the highest level of service. Contact us today!

Jeff Kale

Jeff Kale

Director of Equipment Finance

I enjoy building relationships and working with clients to help them acquire equipment they need to grow their business. Equipment Financing provides a client the structure they need to manage tax and accounting issues, while offering flexible, customized repayment and end of term options. I design a strategy specifically for each client that is tailored to fit their individual requirements.

CLIENT FOCUS:

Small to Middle Market commercial clients that purchase essential use revenue producing equipment.

EXPERIENCE:

30 years of experience in Equipment Finance and Automotive finance with an emphasis on Business Development, Sales Management, Credit Analysis, and Marketing.

EDUCATION:

Bachelor’s degree in Business from Appalachian State University with a major in Finance.

REPRESENTATIVE TRANSACTIONS:
  • $750K for new golf carts.  3 year Fair Market Value lease.
  • $300K for new GM trucks and vans.  4 year TRAC lease.
  • $250K for new restaurant equipment.  4 year Lease for Security.
  • $530K for a used CAT crawler dozer. 5 year equipment finance agreement.
  • $997K for a MRI, Dialysis system, and other lab equipment. 4 year 1st Amendment lease.
Steve Fleming

Steve Fleming

Equipment Finance Regional Sales Manager

My focus is finding ways to help businesses satisfy their equipment financing needs. Gathering detailed information helps to determine which product is best.

CLIENT FOCUS:

Small to middle market clients with equipment financing needs.

EXPERIENCE:

I have over 20 years’ experience in the Equipment Finance industry. I have been fortunate enough to work for GE Capital, Citi Capital, BB&T, and most recently Engs Commercial Finance.

EDUCATION:

BA University of Memphis

Clint Granville

Clint Granville

Equipment Finance Regional Sales Manager
EXPERIENCE:

16 years in the equipment finance business.

EDUCATION:

BA Economics, Elon University.

Brian Hodge

Brian Hodge

Equipment Finance Regional Sales Manager

I enjoy being a resource for customers, helping them improve and grow their business. I consult with my customers and provide benefits that help develop a strong relationship. My goal is to be the equipment finance lender who understands your business, making your finance process simple and easy. 

CLIENT FOCUS:

Small to middle market clients in the transportation, construction, and manufacturing industries.

EXPERIENCE:

5 Years at Xtra Lease, 1 year at GE Capital, Transportation Finance, and 11.5 years at Wells Fargo Equipment Finance in their commercial vehicle group.

EDUCATION:

University of Tennessee – Bachelors in Business Administration – Logistics & Transportation, University of North Carolina at Greensboro – M.B.A.

Ray Thompson

Ray Thompson

Equipment Finance Regional Sales Manager

I am grateful to help businesses achieve, succeed, and grow by finding financial solutions for their particular needs. Constantly managing cash flow is essential for the longevity of any organization. Let me show you the best equipment finance concepts for your company.

CLIENT FOCUS:

Small to middle market commercial clients focusing on long-term relationships and repeat business.

EXPERIENCE:

17 years of experience in Equipment Finance, IT Finance and Asset Management.

EDUCATION:

Bachelor’s degree in Business from Central Michigan University

AFFILIATIONS:
  • Sampe North and South Carolina
  • Volunteer for Special Olympics throughout the Carolinas
REPRESENTATIVE TRANSACTIONS:
  • $1.8MM for system software. Enabling the customer to close in December, install and recognize transaction in the following year.
  • $256K for new 4 axis Okuma system. 72 month term helped the customer maximize cash flow and maintain a positive ROI after 18 months.
  • $275K for financing of already owned equipment. Customer able to take a short term (36 months) and use cash to grow business.
  • Partner with premier vendor to provide 3-5 year machine tool lease terms. Vendor set to buy systems at end of term.